Do you know what the difference is between flood damage and water damage? It’s okay if you don’t, most people don’t know there is a difference! It’s important to completely understand the difference between the two so you know the insurance coverage if you are ever in either scenario. Flood damage is caused by a natural disaster and water damage is usually caused by something within your home. This leads to the insurance claims being two separate things and that’s why there’s a difference between the two. 

Flood Damage

Flood damage is usually caused by natural disasters like a hurricane or any other storms that include heavy rain. So basically, flood damage is damage to your home caused by a flooding event. Damage caused from flooding can also occur if your property has a downward slope and water can’t properly runoff. For flood damage to be considered as flood damage it must rain enough that it becomes considered a a flood or flash flood. 

Water Damage

Water damage is most likely caused by other water sources like a burst pipe, an overflowing washing machine, a leak, or a backed up toilet. The after math of all water damage is very bad and crucial that you get all of the water out of your home as soon as possible to try and halt further damage. Almost everyone has experienced water damage or will during their lifetime. A washer machine leaking 0r a toilet clogging and overflowing is very common and it’s okay as long as you contact a restoration company as soon as possible. if not taken care of very fast, the water damage will create bigger problems.

If you aren’t sure of what your insurance will cover and what it won’t, you need to figure that out before anything ever happens to you and your home. The last thing you want to do is worry about insurance after water damage or flood damage has taken place. The cost of flood insurance all depends on your home and its location and if flooding is likely or not in your area. Do your research and find a great company otherwise you’ll have to pay out of pocket if it were ever to flood. On the other hand, when water damage occurs it’s vital to get someone to your house fast. It’s good to have a company that you know you’d go with before something happens so that you don’t have to spend time finding one after you have water damage issues. You’ll want a company that has the right equipment and that can get to you very fast to get rid of the water and restore your home to its original state. FloStop Restoration has the state of art equipment and has 24/7 emergency services in Southwest Florida and can promise you we’ll be there in less than an hour. Visit FloStop Restoration’s website if you need help or have any questions!